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Bobtail vs. Non‑Trucking Liability: what’s the difference and which do you need?
If you run leased-on or under your own authority, you have probably heard “bobtail,” “unladen,” and “Non‑Trucking Liability” tossed around like they mean the same thing. They do not, and mixing them up can leave you exposed when a claim hits. This guide breaks down what each policy actually covers in real-life scenarios, what carriers usually require, and how to choose the right setup without overpaying. We will also show where OTR Insurance Solutions fits in with NTL and sho
6 min read
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